Part 2. Collection of Items: Depositary and Collecting Banks. § 28:4–201. Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed “pay any bank”. § 28:4–202. Responsibility for collection or return; when action timely. § 28:4–203. Effect of instructions. § 28:4–204. Methods of sending and presenting; sending directly to payor bank. § 28:4–205. Depositary bank holder of unindorsed item. § 28:4–206. Transfer between banks. § 28:4–207. Transfer warranties. § 28:4–208. Presentment warranties. § 28:4–209. Encoding and retention warranties. § 28:4–210. Security interest of collecting bank in items, accompanying documents, and proceeds. § 28:4–211. When bank gives value for purposes of holder in due course. § 28:4–212. Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser. § 28:4–213. Medium and time of settlement by bank. § 28:4–214. Right of charge-back or refund; liability of collecting bank; return of item. § 28:4–215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal. § 28:4–216. Insolvency and preference.